Life insurance companies screen for nicotine and ask about your smoking history to understand the risks involved in insuring you
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(f) With respect to adulteration or substitution test results, check the refusal to test because: box (Step 6) on Copy 2 of the CCF, check the Adulterated or Substituted box, as appropriate, make appropriate annotation in the Remarks line, sign and date the verification statement
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Smoke from one cigar is equivalent to three cigarettes, and the average cigar emits three times as much cancer-causing carcinogens and 30 times as much carbon monoxide as a cigarette, Bialick says